Indexing Strengths

The “Indexed” in IUL means that the growth in the policy cash value is tied to, but not directly participating in, various stock market indexes. While the stock market can feel like a risky investment strategy, IULs provide a no-risk option. When the stock market index rises, cash value interest is credited. When the stock market dips, your client’s cash value stays flat, but can never decrease.   

Learn the factors that contribute to the rate at which your clients accumulate interest in their policies, as well as how the IUL can provide the benefits of market upswings without the risk of a market crash.